Virgin Money reintroduces mortgage offer in 10 days or £100 cash back scheme
Virgin Money for Intermediaries is offering to pay borrowers £100 cashback if their mortgage offer is not produced within 10 working days.
The bank is so confident it will provide a fast mortgage offer when all of the information it requests is submitted with an application, it has reinstated its incentive to help borrowers in a rush to purchase or remortgage a property.
Aaron Strutt, product director at Trinity Financial, says: "Virgin pulled its service guarantee incentive during the coronavirus lockdown and has got back up to speed over the last month. Some of the lenders can provide mortgage offers in a few days if the applicant meets all of the criteria and the property qualifies for a system-generated valuation.
"Virgin Money has a range of two, three, five, ten and 15-year fixed-rate mortgages. It's cheapest two-year rate is priced at just over 1.15%, and the five-year fix is just below 1.45%, both rates have £1,495 arrangement fees, and borrowers will need a 35% deposit to qualify. The maximum loan is £1 million."
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