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£1 million+ mortgage best buys

£1 million+ mortgage rates available from 1.14% with £999 arrangement fees.

£1 million+ Best Buy Mortgages

Find the mortgage lender with the best rates for million pound plus mortgages

Trinity Financial's brokers have access to exclusive large loan teams at the leading high street lenders and dedicated contacts at the best private banks. They can get bespoke mortgages agreed at best buy rates with low setup fees and free property valuations.

Last updated 9 November 2021.

Lender
Rate
Type
Period
Reversion Rate
APRC
Deposit
Fee
More info
HSBC for Intermediaries
Rate
1.14%
Type
Fixed
Period
30-Jan-2024
Reversion Rate
3.54%
APRC
3.2%
Deposit
40%
Fee
£999

Available for mortgages up to £5 million. Suitable for property purchases & remortgages although maximum loan sizes may vary. Book a mortgage consultation.

Santander for Intermediaries
Rate
1.19%
Type
Fixed
Period
2-Feb-2024
Reversion Rate
4.34%
APRC
3.1%
Deposit
30%
Fee
£999

£1.5 million maximum loan size. Available for property purchases and remortgages. Book a mortgage consultation.

Nationwide for Intermediaries
Rate
1.29%%
Type
Fixed
Period
3 years
Reversion Rate
3.59%
APRC
2.9%
Deposit
40%
Fee
£999

Super-cheap three-year rate. £1 million maximum loan size. Book a mortgage consultation.

Clydesdale Bank for Intermediaries
Rate
1.79%%
Type
Fix
Period
31st January 2024
Reversion Rate
4.55%
APRC
4.1%
Deposit
35%
Fee
£1,999

Minimin loan size is £1 million and no maximum loan size. Lender uses profit before tax plus salary for the self employed providing the client has three years figures.

NatWest for Intermediaries
Rate
1.23%
Type
Fixed
Period
28-Feb-2027
Reversion Rate
3.59%
APRC
2.8%
Deposit
40%
Fee
£995

One of the cheapest five-year fixed rates and available for mortgages up to £10 million. Suitable for purchases. Book a mortgage consultation.

Barclays for Intermediaries
Rate
1.62%
Type
Fixed
Period
28-Feb-2027
Reversion Rate
3.59%
APRC
3.7
Deposit
40%
Fee
£1,999

Minimum loan size is £2 million and the maximum loan size £10 million. Available for remortgages but the purchase rate is even cheaper. Book a mortgage consultation.

Barclays for Intermediaries
Rate
0.85%
Type
Tracker
Period
Two years
Reversion Rate
3.59%
APRC
3.2%
Deposit
40%
Fee
£999

No early repayment charges and £2 million maximum loan size. Bank of England tracker rate. Book a mortgage consultation.

HSBC for Intermediaries
Rate
1.69%
Type
Tracker Rate
Period
Two years
Reversion Rate
3.54%
APRC
3.6%
Deposit
30%
Fee
£999

£3 million maximum loan size. Bank of England base rate tracker with no early repayment charges. Rate cheaper if you have a 40% deposit. Book a mortgage consultation.

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How much can you borrow for a £1 million+ mortgage?

Applicant One

  1. £
  2. £

Applicant Two

  1. £
  2. £
  1. You could borrow between

    to

    *subject to meeting the individual lender's criteria.

    • 4.5 x income - The amount most banks and building societies lend to clients.
    • 5 x income - The amount many of the more generous lenders allow clients to borrow.
    • 5.5 x income - The most generous amount a limited number of lenders provide to wealthier clients and professionals like doctors and lawyers.
Anthony Emmerson
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12
years of experience

Over the last 12 years we have helped thousands of clients to purchase new homes, secure buy-to-let mortgages and remortgage.

24
staff / mortgage experts

Trinity Financial’s experts will do everything possible to ensure our clients get the lowest possible rates and the fastest mortgage offers.

15,000+
mortgages arranged

We consistently arrange fantastically priced fixed and tracker rate mortgages from the best banks and building societies.