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Million-pound mortgages & million-pound calculator

Trinity Financial's specialist large loan brokers have access to £1 million+ mortgage rates available from 0.94% with £999 arrangement fees.

How much will your £1 million+ mortgage cost?

Use our million-pound mortgage calculators to work how much your high net worth mortgage will cost and how much you can borrow.

Trinity Financial has access to a wide range of high street lenders and private banks offering their cheapest rates to wealthier clients looking for 1 million pound mortgages and 2 million pound mortgages.

Many of the million pound+ mortgages we arrange are on an interest-only basis to ensure our clients minimise their monthly costs. Our brokers have access to a wide range of two, three, five and ten-year fixes, plus variable rates and offset mortgages.

How much will it cost?

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Results

Would you like the mortgage on full interest-only or 50% interest-only and the remainder on capital repayment? Call our experts on 020 7016 0790 to find out how your mortgage can be structured to minimise your repayments.
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Need help to work out how much you borrow? Call our experts

Speak to one of our mortgage experts. Either book an appointment to come and see us, or request one of our experts to call you.

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£1 million+ Best Buy Mortgages

Trinity Financial's brokers have access to exclusive large loan teams at the leading high street lenders and dedicated contacts at the best private banks. They can get bespoke mortgages agreed at best buy rates with low setup fees and free property valuations.

Last updated 23 July 2021.

Lender
Rate
Type
Period
Reversion Rate
APRC
Deposit
Fee
More info
HSBC for Intermediaries
Rate
0.94%
Type
Fixed
Period
31-Nov-2023
Reversion Rate
3.54%
APRC
3.2%
Deposit
40%
Fee
£999

Likely to be the cheapest ever fixed-rate and available for mortgages up to £5 million. Suitable for property purchases & remortgages. Book a mortgage consultation.

Santander for Intermediaries
Rate
1%
Type
Fixed
Period
2-Oct-2023
Reversion Rate
4.34%
APRC
3.1%
Deposit
30%
Fee
£999

£1.5 million maximum loan size. Available for property purchases and remortgages. Book a mortgage consultation.

HSBC for Intermediaries
Rate
1.09%
Type
Fixed
Period
31-Nov-2026
Reversion Rate
3.54%
APRC
3.3%
Deposit
40%
Fee
£999

Likely to be the cheapest ever five-year fixed-rate and available for mortgages up to £5 million. Suitable for property purchases & remortgages. Book a mortgage consultation.

Barclays for Intermediaries
Rate
1.27%
Type
Fixed
Period
31-Aug-2026
Reversion Rate
3.59%
APRC
3.7
Deposit
40%
Fee
£1,999

Minimum loan size is £2 million and the maximum loan size £10 million. Available for remortgages but the purchase rate is even cheaper. Book a mortgage consultation.

Scottish Widows
Rate
1.89%
Type
Fixed
Period
Two years
Reversion Rate
3.59%
APRC
4%
Deposit
40%
Fee
£1,499

Offset rate designed to help wealthier clients with cash in low interest-paying accounts to reduce the amount of interest they pay. For mortgages between £1,000,00 and £2 million. Book a mortgage consultation.

HSBC for Intermediaries
Rate
1.69%
Type
Tracker Rate
Period
Two years
Reversion Rate
3.54%
APRC
3.6%
Deposit
30%
Fee
£999

£3 million maximum loan size. Bank of England base rate tracker with no early repayment charges. Book a mortgage consultation.

How much can you borrow for a £1 million+ mortgage?

Applicant One

  1. £
  2. £

Applicant Two

  1. £
  2. £
  1. You could borrow between

    to

    *subject to meeting the individual lender's criteria.

    • 4.5 x income - The amount most banks and building societies lend to clients.
    • 5 x income - The amount many of the more generous lenders allow clients to borrow.
    • 5.5 x income - The most generous amount a limited number of lenders provide to wealthier clients and professionals like doctors and lawyers.
Anthony Emmerson
"Receive a bonus? Call us on 020 7016 0790. Some lenders take up to 100% of bonus income for wealthier clients."
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We believe that working together is the best way to gain trust, reliability and certainty.
12
years' experience

Over the last 11 years we have helped thousands of clients to purchase new homes, secure buy-to-let mortgages and remortgage.

20
mortgage experts

Trinity Financial’s experts will do everything possible to ensure our clients get the lowest possible rates and the fastest mortgage offers.

15,000+
mortgages arranged

We consistently arrange fantastically priced fixed and tracker rate mortgages from the best banks and building societies.