Trinity Financial can help you secure a Private Bank Mortgage

Private banks typically provide large mortgage loans to high-net-worth individuals.

Given the current economic landscape with high inflation and constantly changing interest rates, a tailored financial solution can be the difference between getting a suitable or sufficiently large mortgage or not.

At Trinty Financial, our team of specialist brokers is well-versed in the intricacies of the high-net-worth lending sector. Bespoke mortgages enable us to secure mortgages that align with your unique financial situation and cash flow requirements.

Our director recently won Best Large Loans Broker at the British Mortgage Awards.

Trinity Financial offers wealthier clients a Specialist Private Bank Mortgage Broker Service:

• Bespoke lending solutions for mortgages over £1,000,000
• Large mortgage loans with a 10% deposit
• A tailored approach to income and overall wealth
• Interest-only private bank mortgages and high net worth exemptions allow higher-income multiples
• Private bank mortgages for residential, commercial and buy-to-let properties
• Shorter-term finance options, including bridging loans and mortgages without early repayment charges
• Offset mortgages suitable for bankers, partners and hedge fund managers receiving regular bonuses
• Foreign currency mortgage, multiple income sources, family trust income, using retained profits
• Solutions for HNW individuals
• Large mortgage loans without assets under management
• Private bank options for older borrowers with no age limit
• Offshore mortgages for UK ex-pats, non-domiciled UK residents

Our pick of the Best Private Banks providing Mortgages:

How Do Private Banks Work?

Most private banks do not publish their acceptance criteria on their websites, they work on a case-by-case basis. 

Trinity Financial has access many private bank business development managers and private bankers. 

Will Private Banks Require Assets Under Management To Offer A Mortgage?

Private banks often prefer clients to provide assets like cash, stocks or share portfolios for them to manage as part of the transaction. However, times have changed, and many private banks will 'dry lend' and not ask for funds as part of the deal. 

There are many advantages to holistic management of your financial affairs, and some of our clients can make substantial savings on multiple consultancy fees. But the decision is entirely yours, so we can help you consider the options and advise you on the right private bank to suit you and your current situation.

How Can Trinity Financial Help?

Once we have had a face-to-face or telephone consultation to fully understand what you are looking for, we will approach the most suitable lender offering the best possible terms. We will then report back and confirm the best rates and how much the lender will provide.

Call Trinity Financial on 020 7016 0790 to secure a mortgage or book a consultation  

The information contained within this article was correct at the time of publication but is subject to change.

Your mortgage is secured on your property. Your property may be repossessed if you do not keep up repayments on your mortgage