Lenders increase best buy mortgage rates

Aaron Strutt Image

Mortgage lenders have increased the price of their fixed rate mortgages over the last few days. NatWest has raised their 60% loan-to-value two-year fixed rate from 2.65% to 2.85% and Accord Mortgages hiked many of their two and three-year fixes by up to 0.4%.

Aaron Strutt, a broker at Trinity Financial, says: “The cost of short term fixes has been getting more expensive and two-year fixes are generally higher than they were. The Skipton Building Society offers one of the lowest fixes at 2.58% for two-years. The lender asks for a 40% deposit and there is a £1,995 arrangement fee. Nationwide Building Society also has a three-year fixed rate at 3.04% and it is available to borrowers with a 30% deposit. There is a £999 arrangement fee”.

Leeds Building Society has lowered its ten-year fix from 5.99% to 4.99% and it is available to borrowers with a 20% deposit. The arrangement fee is £999.

24 November 2011

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