Investec offers £1 million plus mortgages

Aaron Strutt Image

Investec Specialist Private Bank has a range of £1 million plus mortgages targeted at high net worth professionals who accrue irregular income such as lump sum bonuses.

They say that they will take the overall income and wealth in to consideration, rather than just the value of the property and their regular monthly income.

Investec's £1 million plus mortgage range is aimed at the top end of the market and they will lend only to those with overall earnings in excess of £300,000 a year.

Aaron Strutt, product manager at Trinity Financial, says: "Over the last year we have really started to see banks coming in to the market targeting wealthy borrowers.

"There are a number of private banks that will even consider lending 100% loan to value on properties, providing they can see how the loan is going to be repaid. For the right type of client there are some very interesting options that are not available on the high street."

January 2013

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