High Value Mortgages

Navigating high-value lenders to get a mortgage with competitively priced and suitable terms requires expert help, particularly in today's fast-moving financial markets. 

High Net Worth or High-Value Mortgages available through Trinity Financial  

Trinity Financial use certain high street lenders and Private Banks to arrange multi-million-pound mortgages for wealthier clients. 

Our contacts at the banks and building societies enable us to provide clients with bespoke mortgage solutions. Despite the current economic situation, there is still competition in the private banking world to attract borrowers, with private lenders even more keen to attract new clients.    

 

£750,000+ Mortgages

Trinity Financial specialises in arranging £750,000+ mortgages, and our team of expert advisers do everything possible to secure the cheapest rates and the fastest mortgage offers. 

More lenders have set up specialist lending teams to agree larger mortgage loans, and they have separate processing teams to underwrite applications. 

We regularly work with clients over the phone to discuss applications and confirm the documentation we will require, and we also have St James's based offices where we meet clients.

 

£1 Million+ Mortgages

Trinity Financial can help you access highly competitive mortgages of over £1 million now that there is unprecedented growth in seven-figure prime properties. 

Each of our expert brokers understands that clients who are looking for larger mortgages of over £1 million now often receive their incomes in more complex ways, such as through investments or trusts. They may also be paid large bonuses, draw dividends or have fluctuating incomes. They also often require more generous income multiples plus lower deposit mortgages. 

Trinity Financial provides a fast, consistent and quality service to ensure that we always find the best mortgage to suit your circumstances. 

 

£2 Million+ Mortgages

Some mortgage lenders offer £2 Million Plus Mortgages at their lowest rates. At Trinity Financial, we understand our clients receive their income in different ways and the mortgage lending requirements. As such, we partner with you to find a bank or building societies offering terms to suit your individual needs. 

MGenerally, a client who's looking to obtain a £2 Million mortgage either receives bonuses, share dividends, or income from property and investment portfolios. With access to such a large amount of lending partners and considerable experience in the large loan sector, we are ideally placed to help structure the right, tailored mortgage for you. 

 

Mortgages for Professionals

More banks and building societies are offering Mortgages for Professionals as they look to provide more finance for qualified professionals. This comprises doctors and dentists to lawyers and teachers. 

These lenders provide generous income multiples, larger loans, and more lenient acceptance criteria. Some banks and building societies offer 5.5 times salary multiples and lower deposit rates.

Many professionals often have irregular earnings or income from several sources. For example, a doctor may receive income from a mixture of regular, locum and private practice work. 

Professional Mortgages are tailored to those as listed below:

Architects, Barristers, Engineers, Solicitors, Accountants, Actuaries, Architects, Surveyors, Doctors, Dentists, Vets, Pharmacists, Teachers, Police Officers, Civil Servants and Military Officers. 

 

Celebrity Mortgages

Trinity Financial has access to a range of lenders offering celebrity mortgages whether you’re a top-flight athlete, well-known television presenter or social media influencer. Many famous proper still need mortgages.

We understand that many well-known people have a range of income sources, with wither from your salary is more than likely made up of varying income streams which can make this quite complex to work through. However, as we already work with many professionals in the entertainment and sports industries, we're more than qualified and understand that your income will quite possibly be unique and varied.   

As per some of the other large mortgages we deal with, we have many links to many different kinds of lenders, private banks, and investors, all of who have an appetite for such a mortgage.  

 

Large Bridging Loans

There are different types of bridging loans. They can be used to secure funds for quickly completing residential and commercial purchases or to raise funds when refurbishing properties.

£500,000+ bridging loans can also be used in situations when normal mortgage funding is unavailable. These can include when purchasing properties deemed to be uninhabitable due to having no kitchen or bathroom.

Trinity has access to lenders offering:

• Maximum loan size £10m +
• Chain-break finance
• Fast terms agreed
• Residential and mixed-use property funding
• Rolled interest facilities
• Lending to offshore companies and trusts
• No upper age limits
• With or without planning permission
• Loans in England, Wales, Scotland and Northern Ireland

 

Private Bank Mortgages

Trinity Financial use Private Banks to arrange multi-million-pound mortgages for wealthier clients, typically buying or remortgaging prime properties in London and the south-east of England.  

Our contacts at Private Banks enable us to provide clients with bespoke mortgage solutions not available through high-street lenders. 

Competition in the private banking world has increased, with private lenders even more keen to attract new clients. Mortgage pricing has improved as high-street lenders are targeting larger loan-size mortgages.  

Trinity Financial has developed extensive relationships with leading private banks and we understand their individual acceptance criteria. Many private banks we work with have £1 million+ minimum loan sizes although they can arrange finance across property portfolios and lend again stocks and share portfolios. 

More private banks are also providing mortgages without the requirement for them to manage assets or even open a current account for the monthly payments to come from.

 

Call Trinity Financial on 020 7016 0790 to secure a mortgage or book a consultation

The information contained within was correct at the time of publication but is subject to change.

Your mortgage is secured on your property. Your property may be repossessed if you do not keep up repayments on your mortgage