Number of buy-to-let companies passes 400k as registrations outnumber other firms – Hamptons
The number of companies holding buy-to-let properties in the UK has reached 401,744, a 332% increase from 92,975 in February 2016, according to Hamptons Monthly Lettings Index. This milestone reportedly makes buy-to-let companies the most common business structure in the UK, outpacing fast food takeaways and hairdressers by nearly four times.
The rise in incorporations has remained strong, with 61,517 new limited companies set up in 2024 alone, marking a 23% increase from the previous record set in 2023. This shift is largely driven by investors moving properties from personal ownership into company structures for tax efficiency. There are now approximately 680,000 buy-to-let properties held in limited companies across England and Wales, with the number increasing by 70,000 to 100,000 annually.
Aneisha Beveridge, Head of Research at Hamptons, commented: “The limited company is now the structure of choice for the next generation of investors. Current tax rules mean that most, although not all, new investors find themselves better off in a company structure than owning an investment property in their own name.”
How many lenders are offering limited company buy-to-let mortgages?
There is a long list of lenders offering limited company buy-to-let mortgages, whether big building societies or smaller specialist providers.
The Mortgage Works is one of the biggest lenders offering limited company mortgages, and the rates are normally competitively priced. Other lenders offering limited company buy-to-let include Aldermore, Capital Home Loans, Leeds for Interemedierias, Metro Bank, Precise Mortgages and West One.
Call Trinity Financial on 020 7016 0790 to secure a limited company buy-to-let mortgage or book a consultation
The information contained within was correct at the time of publication but is subject to change
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