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Header Image for How much can you borrow for a mortgage?

How much can you borrow for a mortgage?

How much can you borrow for a mortgage?

Applicant One

  1. £
  2. £

Applicant Two

  1. £
  2. £
This information is a guide only and should not be relied on as a recommendation or advice that any particular mortgage is suitable for you. All mortgages are subject to the applicant(s) meeting the eligibility criteria of the specific lender. You should make an appointment to receive mortgage advice which will based on your needs and circumstances.

  1. You could borrow between


    *subject to meeting the individual lender's criteria.

    • 4.5 x income - The amount most banks and building societies lend to clients.
    • 5 x income - The amount many of the more generous lenders allow clients to borrow.
    • 5.5 x income - The most generous amount a limited number of lenders provide to wealthier clients and professionals like doctors and lawyers.
Jed Newton
"Receive a bonus? Call us on 020 7016 0790. Some lenders take up to 100% of bonus income for wealthier clients."
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15
years' experience

Over the last 15 years we have helped thousands of clients to purchase new homes, secure buy-to-let mortgages and remortgage.

23
mortgage experts

Trinity’s experts will do everything possible to secure the fastest mortgage offers while providing you with regular progress updates.

17,844
mortgages arranged

We consistently arrange fantastically priced fixed and tracker rate mortgages through the leading banks and building societies.