Long list of expat countries Skipton International won’t deal with

by Aaron Strutt

Sep 01 2014

If you’re a British expat living and working overseas and you are looking to secure finance for a property, it can be a challenging process to qualify for a mortgage.

Over the years Trinity Financial has helped a host of British expats to secure both residential and buy-to-let mortgages.

Skipton International recently started offering buy-to-let mortgages to expats looking to borrow between £100,000 and £1.5 million. The lender offers three mortgage rates, a three and five year fix and a five-year discounted deal.

Many of the banks have a host of countries that they will not work with and as part of the recent Mortgage Market Review lenders made sweeping amendments to their lending policies. However, Skipton has a published their list and it makes for interesting reading, particularly if you are working in one of the counties. They include: 

Afghanistan, Albania, Algeria, Angola, Argentina, Australia, Bangladesh, Belarus, Belize, Bosnia, Brunei, Burma, Burundi, Cambodia, Cameroon, Cape Verde Islands, Central Africa, Chad, Colombia, Democratic Republic of Congo, Costa Rica, Cyprus (northern), Cuba, Dominican Republic.

Ecuador, Egypt, Eritea, Ethiopia, Equatorial Guinea, Ghana, Guatemala, Guinea (Republic of) Guinea – Bissau, Guyana, Haiti, Honduras, Indonesia, Iran, Iraq, Ivory Coast, Kazakhstan, Kenya, Kosovo, North Korea, South Korea, Kuwait, Kyrgyzstan, Lao PDR, Laos, Lebanon, Liberia, Libya, Liechtenstein, Macedonia, Malawi, Mauritania, Mongolia, Morocco, Myanmar.

Namibia, Nepal, Nicaragua, Nigeria, Pakistan, Panama, Papua New Guinea, Philippines, Russia, Rwanda, Saudi Arabia, Serbia, Senegal, Seychelles, Sierra Leone, Somalia, South Africa, Sri Lanka, St Vincent &Grenadines, Sudan Syria, Tajikistan, Tanzania, Thailand, Timor-Leste, Togo, Trinidad, Tunisia, Turkey, Turks/Caicos, Uzbekistan, Uganda, Ukraine, Venezuela, Vietnam, Yemen, Zambia and Zimbabwe.

Trinity has recently arranged a number of mortgages for borrowers based across the world including Australia, Hong Kong, Saudi Arabia and Turkey. We also have access to high-street lenders still offering expat mortgages with leading rates.

For more information about securing an expat mortgage, call Trinity on 020 7016 0790.