The Times - Get the best deal on buy-to-let mortgages

by Aaron Strutt

Feb 28 2014

If you've ever considered going into the buy-to-let market, this could be the time to make your move: interest rates are low, there is a huge demand for rental properties and mortgages are as low as 1.99 per cent. Aaron Strutt of Trinity Financial, told The Times there is good news for those struggling to save the huge sums required to enter the market: you don't need a big deposit. He points to Kent Reliance, the building society, that has a two-year fixed rate at 4.99 per cent and a two-year discounted rate at 4.89 per cent.

Both have a 2.5 per cent arrangement fee and are on offer to those who can put down a 15 per cent deposit. Mortgage Trust, the specialist buy-to-let lender, has two mortgages for landlords with a 20 per cent deposit - the lowest rate is a two-year Libor tracker at 3.70 per cent with a 2 per cent arrangement fee, while there is a two-year fixed rate at 4.10 per cent with a 1.75 per cent arrangement fee.

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February 28, 2014