The Times - Applying for a loan is about to get tougher
Prepare for mortgage lenders to be even nastier. Brace yourself for questions about not only how much you earn and spend on essentials, but also how much you splash out on holidays, shoes or going out.
Aaron Strutt, of Trinity Financial, says "the more generous lenders will still lend at four to five times income". However, if you are an extravagant spender or have messy finances, it is likely you will be offered less.
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April 5, 2014
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