The Times - Strategies to exploit the mortgage price war
It has been a year of both big deals and smaller victories for the housing market.
The number of home loans being handed out to first-time buyers shot up to levels not seen since before the recession. “It has been a great year for many first-time buyers,” says Aaron Strutt, of Trinity Financial, a broker.
“However . . . even though rates have been getting better, acceptance criteria still remains pretty tough. One or two missed payments on a credit card, limited self-employment figures and even unauthorised entries into overdrafts can lead to a decline.”
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