The Times - Make your money work harder and save on a mortgage
If your savings are earning you next to nothing an offset mortgage could be just the thing to lower your interest payments.
Aaron Strutt, of Trinity Financial, told The Times: “If you are going to take an offset mortgage, you need to make sure you use it, otherwise you may well be paying a premium for no reason.
He added: “Offset is a great option but nowhere near as popular as it should be. Lenders do not seem to be pushing offset mortgages as much as they used to, although the providers in the market have very competitively priced rates.”
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