The Times - Looking for a new house? Here’s how to find a mortgage
Mortgage rates are lower than ever, but the self-employed and families paying school fees will face extra difficulties.
Aaron Strutt of Trinity Financial, the mortgage broker, told The Times: “It would not be a surprise if the cheapest 10% deposit mortgages drop to the 2% benchmark soon, particularly because there is so much competition between the banks.”
Self-employed applicants
Mr Strutt adds: “Kent Reliance is offering professionals who have recently become self-employed a mortgage providing they have one-year’s accounts. Other lenders, such as Halifax and Kensington offer mortgages to clients with one year’s accounts and they do not have to be professionals.”
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