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The Telegraph - We paid off our mortgage and started living our dream life

Aaron Strutt Image

We all dream of a time where the hard years of work have paid off and the second half of life sweetly beckons, with the biggest bills behind us and a gentler, more relaxed existence ahead. It’s not about retiring, but about enjoying more choice and opportunity, no longer feeling the burden of providing for young children or the need to be working every hour to pay the bills.

It’s important to remember what a rare opportunity this is. Most millennials will never dream of achieving it. “Even with the cheap rates, many younger borrowers are now taking 35 or 40-year mortgage terms as well as taking bigger mortgages than ever before,” says Aaron Strutt of mortgage firm Trinity Financial. “They have a big debt and high monthly repayments.”

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