The Sunday Times - Top tips to get a mortgage

Aaron Strutt Image

Lenders are clamping down on homeowners who become "accidental landlords" in a clear sign that banks and building societies remain reluctant to advance any money.

Aaron Strutt of Trinity Financial, a broker, said: "With UK lenders capping their best rates at as little as £250,000, this is a real alternative for borrowers looking for large loans."

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