The Sunday Times - Mortgage rates fall but there are still catches
Mortgage rates may be coming down but lenders are still imposing restrictions on their best deals.
Aaron Strutt of Trinity Financial, a broker, said: "Banks have always been fond of cross-selling products - acquiring current account customers means they can sell on profitable products such as insurance.
"If customers later switch their savings and salary it gives the added benefit of boosting the cash side of their balance sheets."