The Sunday Times - Find a path through the mortgage maze - August 2013

Some high street banks allow customers to borrow more than twice as much as other lenders, according to research for The Sunday Times by Trinity Financial, the broker. A couple with both partners earning £75,000 would be able to borrow £817,682 from Accord Mortgages, part of Yorkshire building society, compared with only £400,000 from HSBC, the research revealed. Aaron Strutt of Trinity Financial said: “Some of the best-buy lenders are not as generous as the banks offering slightly higher rates. The amount you can borrow often depends on the lender you approach and some are much more generous than others. Any debts and monthly bills will reduce the amount applicants can borrow. Childcare costs and children can drastically reduce the amount, too.” Click here to view the full story: http://goo.gl/u4Jso1 £ August 4, 2013