The Guardian - Borrowers: watch out for Blue Monday
Monday is said to be the most depressing day of the year, dubbed “Blue Monday” as consumers battle the weather and their gloomy financial situation.
Aaron Strutt of Trinity Financial, told The Guardian the lenders are unlikely to accept an applicant with less than 15% equity in their home. He says Halifax charges rates starting at around 2.50% for debt consolidation, while Virgin Money wants you to pay its standard variable rate plus 1%, which adds up to 5.79%.
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