The Times - Homeowners race for mortgage fixes
Mounting apprehension over an increase in the bank base rate before the end of the year is causing homebuyers to seek the shelter of fixed-rate mortgages, even as the cost of such deals is rising.
Want a longer period of protection — and hate the mortgage application paperwork?
The five-year fix suits families who would not be able to easily afford a rise in their outgoings, says Aaron Strutt of Trinity Financial. This is also the best option for those who find the MMR application process, with its questioning on personal expenditure, tiresome.
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