Financial Times - NatWest targets higher-risk mortgages as Help to Buy winds up
NatWest has launched a mortgage aimed at buyers with a 5 per cent deposit to show it is still supporting borrowers ahead of the closure of the government’s Help to Buy mortgage guarantee scheme.
Aaron Strutt, product director at Trinity Financial, told the Financial Times that mortgage rates improved dramatically if a buyer was able to raise a 10 per cent deposit. “Sometimes you only need raise another few thousand pounds to fit into the cheaper rate band,” he said.
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