More Studies
More Studies

Life insurance approved for client who struggled to secure own policy

Aaron Strutt Image

Trinty Financial recently arranged a life and critical illness policy for a client who had their application refused when they applied directly. 

Our client went to an insurer after contacting them before starting the mortgage process, but the provider was unhappy with a minor health issue he had.

The provider asked a series of medical underwriting procedures, and eventually concluded they would postpone the application for six months. 

Danny Davis, a protection specialist at Trinity Financial, says: "Different insurers are open to different levels of risk. We commonly find the cheaper insurers are the most risk-averse and seem the most attractive initially."

How did we help?

After thorough research into the different insurers available, we discovered a provider that could accept the client’s application based on their medical disclosures. 

The application was instantly accepted with no further medical underwriting required. Additionally, we found the client a more competitive monthly premium. 

Which policy did he take?

Life insurance policy of £300,000 over 25-year term costing £40 per month. Also, a critical illness cover for £40,000 costing £41 per month. The critical illness policy would payout on the diagnosis of a critical illness. 

Call Danny Davis at Trinity Financial for help to secure a life insurance policy

As seen in
sunday times telegraph financial times bbc news the express the times
Get Started

Get started today

Speak to one of our mortgage experts. Either book an appointment to come and see us, or request one of our experts to call you.

Book a Consultation Talk to an Expert